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About Unitrin - The Right Company

Unitrin is one of the nation's leading financial services providers. The Unitrin family of companies specializes in property and casualty insurance, life and health insurance, and consumer finance for individuals, families, and small businesses.

Among the brands in Unitrin's Property and Casualty Insurance business are Kemper Auto and Home, Unitrin Specialty, and Unitrin Business Insurance, which sell personal and commercial insurance through a network of independent agents. In addition, Unitrin Direct sells auto insurance directly to consumers. Unitrin's Life and Health insurance businesses bring a high level of personalized service to our customers. Fireside Bank, Unitrin's consumer finance company, finances pre-owned automobiles through the purchase of retail installment contracts from automobile dealers.

  • Unitrin is a $3 billion financial services company with more than $6 million policies in force and $2.5 billion in annual premium revenues.
  • Unitrin is a proud family of companies, with approximately 8,500 Unitrin associates and nearly $9 billion in assets.
  • Unitrin has more than 110,000 consumer finance customers that account for $1 billion in Unitrin's consumer finance receivables.
Unitrin Property and Casualty Insurance

The Unitrin Property and Casualty Insurance Group is made up of Kemper Auto and Home, Unitrin Specialty, and Unitrin Business Insurance, which sell personal and commercial insurance through a network of independent agents; and Unitrin Direct, which sells personal auto insurance directly to Unitrin consumers.

  • Unitrin Property & Casualty represents 75% of Unitrin's $2.5 billion of annual insurance premiums.
  • Unitrin Property & Casualty acquired Kemper Auto & Home in 2002, adding $700 million to Unitrin's annual premium.
Unitrin Life & Health Insurance

Unitrin's Life and Health Insurance Group offers life, health, and accident insurance to Unitrin customers through a national network of 2.500 Unitrin-employed career agents and 250 independent agents.

Unitrin Life & Health brings a high level of personalized service to Unitrin customers, producing predictable revenue streams that enhance Unitrin's financial flexibility and balance sheet strength.

Unitrin Consumer Finance

Another Unitrin company is Fireside Bank, one of the oldest and most highly regarded consumer finance companies of its kind. It specializes in assisting individuals with marginal credit histories to purchase pre-owned automobiles that provides vital transportation to their places of employment.

Fireside Bank achieved record operating profits in 2004.

Unitrin's Organizational Strength

Unitrin is led by a seasoned management team that values ethical behavior and no-nonsense business results.

  • Unitrin's three separate businesses together make Unitrin one of the nation's leading financial service providers.
  • Unitrin's operating companies have a great deal of autonomy, enabling each Unitrin company to focus on customer needs and act nimbly in the marketplace. This structure fosters agility and fast response, and distinguishes Unitrin from larger competitors.
  • The breadth and geographic diversity of the three Unitrin businesses complement one another and temper the impact of fluctuations in interest rates and economic cycles.
Unitrin's Code of Business Conduct and Ethics

Unitrin is a straightforward company that strives to be upfront and honest in all of our business and other dealings.

At Unitrin, we recognize that the manner in which we conduct our business, and the perception of such conduct by Unitrin's customers, Unitrin's shareholders, and the general public, is of paramount importance to Unitrin's long-term success.

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